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Rates as of Tuesday, June 2, 2009
Product Description Points Origination Fee Interest Rate Annual Percentage Rate Payment per $1,000 Apply
Used Automobile Loans-There will be a .25% rate reduction if monthly payments are automatically deducted from a PNCU Checking Account. Our rates are tiered. Your actual rate may be different than the advertised rate based upon your credit score.
Contact our office for the 20, 25 and 30 year fixed rate mortgages.
10 year fixed rate
10 year fixed rate   0.000 0.000% 4.750% 4.761% $5.24
15 year fixed rate
15 year fixed rate   0.000 0.000% 5.000% 5.008% $3.96
10 year Bi-Weekly
10 year Bi-Weekly   1.000 1.000% 4.700% 4.712% $5.23  
1 year ARM
1 year ARM   0.000 0.000% 4.250% 4.254% $2.46
3 year ARM
3 year ARM   0.000 0.000% 4.625% 4.341% $2.57
5/1 ARM
5/1 ARM   0.000 0.000% 4.250% 4.094% $2.46
7/1 ARM
7/1 ARM   0.000 0.000% 4.500% 4.244% $2.54
Permanent Construction Loans
3 year ARM
3 year ARM   0.000 0.000% 4.625% 4.378% $2.57
Fixed rate available - Contact loan department for details
Home Equity Access Line of Credit
15 year Draw Period
15 year Draw Period   0.000 0.000% 3.250% 3.250% $3.52
Fixed Home Equity Loan - There will be a .25% rate reduction if monthly payments are automatically deducted from a PNCU Checking Account. Your actual rate may be different than the advertised rate based upon your credit score.
5 year term
5 year term   0.000 0.000% 5.500% 5.507% $9.55
10 year term
10 year term   0.000 0.000% 6.000% 6.004% $5.55
15 year term
15 year term   0.000 0.000% 6.250% 6.253% $4.29
New Automobile Loans-There will be a .25% rate reduction if monthly payments are automatically deducted from a PNCU Checking Account. Our rates are tiered. Your actual rate may be different than the advertised rate based upon your credit score.
Up to 60 months - RATES AS LOW AS
Up to 60 months - RATES AS LOW AS   0.000 0.000% 5.750% 5.750% $9.61
61 - 72 months - RATES AS LOW AS
61 - 72 months - RATES AS LOW AS   0.000 0.000% 6.000% 6.000% $8.29
2005 & Newer Models - RATES AS LOW AS
2005 & Newer Models - RATES AS LOW AS   0.000 0.000% 6.000% 6.000% $9.66
2003 - 2004 Models - RATES AS LOW AS
2003 - 2004 Models - RATES AS LOW AS   0.000 0.000% 6.500% 6.500% $11.86
2001 & 2002 Models - RATES AS LOW AS
2001 & 2002 Models - RATES AS LOW AS   0.000 0.000% 7.000% 7.000% $15.44
1998 - 2000 Models - RATES AS LOW AS
1998 - 2000 Models - RATES AS LOW AS   0.000 0.000% 8.000% 8.000% $18.45
Personal Loans - Contact our office for other rates and terms.
Personal Loans - Contact our office for other rates and terms.   0.000 0.000% 13.750% 13.750% $17.03