| Rates as of Tuesday, June 02, 2009 |
 |
| Product Description |
Points |
Origination Fee |
Interest Rate |
APR |
Payment per $1,000 |
Apply |
| Contact our office for the 20, 25 and 30 year fixed rate mortgages. |
| 10 year fixed rate |
0.000 |
0.000% |
4.750% |
4.761% |
$10.48 |
|
| 15 year fixed rate |
0.000 |
0.000% |
5.000% |
5.008% |
$7.91 |
|
| 1 year ARM |
0.000 |
0.000% |
4.250% |
4.254% |
$4.92 |
|
| 3 year ARM |
0.000 |
0.000% |
4.625% |
4.341% |
$5.14 |
|
| 5/1 ARM |
0.000 |
0.000% |
4.250% |
4.094% |
$4.92 |
|
| 7/1 ARM |
0.000 |
0.000% |
4.500% |
4.244% |
$5.07 |
|
| Permanent Construction Loans |
| 3 year ARM |
0.000 |
0.000% |
4.625% |
4.378% |
$5.14 |
|
| Fixed rate available - Contact loan department for details |
| Home Equity Access Line of Credit |
| 15 year Draw Period |
0.000 |
0.000% |
3.250% |
3.250% |
$7.03 |
|
| Fixed Home Equity Loan - There will be a .25% rate reduction if monthly payments are automatically deducted from a PNCU Checking Account. Your actual rate may be different than the advertised rate based upon your credit score. |
| 5 year term |
0.000 |
0.000% |
5.500% |
5.507% |
$19.10 |
|
| 10 year term |
0.000 |
0.000% |
6.000% |
6.004% |
$11.10 |
|
| 15 year term |
0.000 |
0.000% |
6.250% |
6.253% |
$8.57 |
|
| New Automobile Loans-There will be a .25% rate reduction if monthly payments are automatically deducted from a PNCU Checking Account. Our rates are tiered. Your actual rate may be different than the advertised rate based upon your credit score. |
| Up to 60 months - RATES AS LOW AS |
0.000 |
0.000% |
5.750% |
5.750% |
$19.22 |
|
| 61 - 72 months - RATES AS LOW AS |
0.000 |
0.000% |
6.000% |
6.000% |
$16.57 |
|
| Used Automobile Loans-There will be a .25% rate reduction if monthly payments are automatically deducted from a PNCU Checking Account. Our rates are tiered. Your actual rate may be different than the advertised rate based upon your credit score. |
| 2005 & Newer Models - RATES AS LOW AS |
0.000 |
0.000% |
6.000% |
6.000% |
$19.33 |
|
| 2003 - 2004 Models - RATES AS LOW AS |
0.000 |
0.000% |
6.500% |
6.500% |
$23.71 |
|
| 2001 & 2002 Models - RATES AS LOW AS |
0.000 |
0.000% |
7.000% |
7.000% |
$30.88 |
|
| 1998 - 2000 Models - RATES AS LOW AS |
0.000 |
0.000% |
8.000% |
8.000% |
$36.89 |
|
