Loan Rates


Fixed Rate Mortgages

- Rates Are Subject To Change Without Notice.

Rates as of Friday, February 3, 2012
Points Origination Fee Interest Rate Annual Percentage Rate Payment per $1,000 Payments Apply
10 Year Fixed Rate Mortgage
0.000 0.000% 2.875% 3.004% $9.60 Show Payments and Rates
1.000 0.000% 2.750% 3.088% $9.54 Show Payments and Rates
2.000 0.000% 2.625% 3.175% $9.48 Show Payments and Rates
15 Year Fixed Rate Mortgage
0.000 0.000% 3.000% 3.089% $6.91 Show Payments and Rates
1.000 0.000% 2.875% 3.108% $6.85 Show Payments and Rates
2.000 0.000% 2.750% 3.128% $6.79 Show Payments and Rates
20 Year Fixed Rate Mortgage
0.000 0.000% 3.625% 3.695% $5.86 Show Payments and Rates
1.000 0.000% 3.500% 3.684% $5.80 Show Payments and Rates
2.000 0.000% 3.375% 3.674% $5.74 Show Payments and Rates
30 Year Fixed Rate Mortgage
0.000 0.000% 3.750% 3.801% $4.63 Show Payments and Rates
1.000 0.000% 3.625% 3.757% $4.56 Show Payments and Rates
2.000 0.000% 3.500% 3.714% $4.49 Show Payments and Rates

Bi-Weekly Mortgage

(No Points, Up to 80% Financing Available)

Rates as of Friday, February 3, 2012
Points Origination Fee Interest Rate Annual Percentage Rate Payment per $1,000 Payments Apply
Bi-Weekly Loan - 10 Year Term
0.000 0.000% 3.000% 3.142% $4.83 Show Payments and Rates
Bi-Weekly Loan - 15 Year Term
0.000 0.000% 3.250% 3.349% $3.52 Show Payments and Rates


Adjustable Rate Mortgages (ARM)

(No Points, Up to 80% Financing Available)

Rates as of Friday, February 3, 2012
Points Origination Fee Interest Rate Annual Percentage Rate Fully Indexed Rate Payment per $1,000 Payments Apply
1 Year Adjustable Rate Mortgage (ARM)
0.000 0.000% 4.250% 4.072% 4.000% $4.92 Show Payments and Rates
3 Year Adjustable Rate Mortgage (ARM)
0.000 0.000% 4.625% 4.198% 4.000% $5.14 Show Payments and Rates
5/1 Year Adjustable Rate Mortgage (ARM)
0.000 0.000% 4.250% 4.142% 4.000% $4.92 Show Payments and Rates
7/1 Year Adjustable Rate Mortgage (ARM)
0.000 0.000% 4.500% 4.293% 4.000% $5.07 Show Payments and Rates

Permanent Construction and Land Loans

Please contact our office  at 413-592-9495 for rates.

Fixed Rate Home Equity Loans

(Up to 70% Financing Available) -
Your actual rate may be different than the advertised rate based upon credit score.
The advertised rate includes .25% discount for Auto Pay from PNCU Checking Account.

Rates as of Friday, February 3, 2012
Interest Rate Annual Percentage Rate Payment per $1,000 Payments Apply
5 Year Fixed Rate Home Equity Loans
4.000% 4.299% $18.42 Show Payments and Rates
10 Year Fixed Rate Home Equity Loans
4.250% 4.407% $10.24 Show Payments and Rates
15 Year Fixed Rate Home Equity Loans
4.500% 4.610% $7.65 Show Payments and Rates

Home Equity Line of Credit

(Up to 70% Financing Available) -
Your actual rate may be different than the advertised rate based upon credit score.

Rates as of Friday, February 3, 2012
Interest Rate Annual Percentage Rate Payment per $1,000 Payments Apply
Home Equity Line of Credit
3.250% 3.250% $7.03 Show Payments and Rates


New & Used Auto Loans

100% Financing available on New Vehicles.
Used Vehicle Financing based on NADA Clean Trade-In Value up to 100% of the Purchase Price.
The rate includes .25% discount for Auto Pay from PNCU Checking or Statement Savings Account.

Rates as of Friday, February 3, 2012
Interest Rate Annual Percentage Rate Payment per $1,000 Payments Apply
New Auto Loan to 60 months
2.990% 2.990% $17.96 Show Payments and Rates
New Auto Loan - 61 to 72 months
3.240% 3.240% $15.30 Show Payments and Rates
Used Auto Loan - 2010 & Newer Models
3.240% 3.240% $18.08 Show Payments and Rates
Used Auto Loan - 2007 - 2009 Models
4.500% 4.500% $22.80 Show Payments and Rates


Unsecured Personal Loans

Minimum Amount: $1,500. Maximum Amount: $7,500.

Rates as of Friday, February 3, 2012
Product Description Interest Rate Annual Percentage Rate Payment per $1,000 Apply
Unsecured Personal Loans-$1500.00 Minimum Amount/$7500.00 Maximum Amount.
1 Year   9.250% 9.250% $87.57
2 Year   9.250% 9.250% $45.80
3 Year   9.250% 9.250% $31.92
4 Years   9.250% 9.250% $25.00