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Rates as of Friday, July 2, 2010
Product Description Points Origination Fee Interest Rate Annual Percentage Rate Payment per $1,000 Apply
Contact our office for the 20, 25 and 30 year fixed rate mortgages.
10 Year Bi-Weekly
10 Year Bi-Weekly   0.000 0.000% 4.375% 4.387% $5.15  
15 year Bi-Weekly
15 Year Bi-Weekly   0.000 0.000% 4.500% 4.509% $3.83
1 year ARM
1 year ARM   0.000 0.000% 4.250% 4.047% $4.92
3 year ARM
3 year ARM   0.000 0.000% 4.625% 4.172% $5.14
5/1 ARM
5/1 ARM   0.000 0.000% 4.250% 4.117% $4.92
7/1 ARM
7/1 ARM   0.000 0.000% 4.500% 4.267% $5.07
Permanent Construction Loans
3 year ARM
3 year ARM   0.000 0.000% 4.625% 4.191% $5.14
Home Equity Access Line of Credit
15 year Draw Period
15 year Draw Period   0.000 0.000% 3.250% 3.250% $7.03
Fixed Home Equity Loan - There will be a .25% rate reduction if monthly payments are automatically deducted from a PNCU Checking Account. Your actual rate may be different than t
5 year term
5 year term   0.000 0.000% 5.000% 5.007% $18.87
10 year term
10 year term   0.000 0.000% 5.750% 5.754% $10.98
15 year term
15 year term   0.000 0.000% 6.000% 6.003% $8.44
New & Used Automobile Loans-There will be a .25% rate reduction if monthly payments are automatically deducted from a PNCU Checking Account. Our rates are tiered. Your actual rate%
Up to 60 months - RATES AS LOW AS
Up to 60 months - RATES AS LOW AS   0.000 0.000% 5.750% 5.750% $19.22
61 - 72 months - RATES AS LOW AS
61 - 72 months - RATES AS LOW AS   0.000 0.000% 6.000% 6.000% $16.57
2005 & Newer Models - RATES AS LOW AS
2005 & Newer Models - RATES AS LOW AS   0.000 0.000% 6.000% 6.000% $19.33
2003 - 2004 Models - RATES AS LOW AS
2003 - 2004 Models - RATES AS LOW AS   0.000 0.000% 7.000% 7.000% $23.95
2001 & 2002 Models - RATES AS LOW AS
2001 & 2002 Models - RATES AS LOW AS   0.000 0.000% 8.000% 8.000% $36.89
1998 - 2000 Models - RATES AS LOW AS
Personal Loans - Contact our office for other rates and terms.