Rates as of Friday, February 15, 2019
|Points||Interest Rate||APR||Payment per $1,000||Payments|
*Annual Percentage Rate (APR) effective as of January 3, 2019. The actual interest rate and fees available to you will be based on your credit history (and other factors) and may be different than the rates displayed here. The 4.375% interest rate requires 360 monthly payments of $4.99 per $1,000 borrowed. Cost per thousand does not include RE taxes & insurance premiums. Actual payment may be higher. Annual Percentage Rate (APR) for all loans are based on a $484,351 loan amount for the stated term. Maximum 80% loan-to-value (LTV). LTV’s over 80% may be available, see your loan originator for more information. Private Mortgage Insurance will be required if the LTV is greater than 80%. This product is for loan amounts of $484,351 to be secured by a 1st lien position purchase or refinance of a single family primary residence. Rates are not guaranteed until lock-in and subject to change without notice. Homeowner’s insurance and flood insurance (if applicable) are required. $1,500 off the closing costs of any new purchase first mortgage or new money refinanced mortgage with Automatic Payment from a PNCU Checking Account (Home Equity Loans and Home Equity Lines do not qualify for this offer). Closing cost discount will be applied as a lender credit at loan closing. To qualify for any discount a PNCU Checking Account must be opened prior to closing. All loan applications are subject to underwriting and collateral approval. This offer can change without prior notice and cannot be combined with any other offer. You must become a member of PNCU if you are granted a loan and remain a member for the life of the loan. Membership is attained by opening a deposit account and is open to individuals who live, work, or attend school in Hampden, Hampshire, Berkshire and Franklin counties in the state of Massachusetts and Hartford, Litchfield and Tolland Counties in the state of Connecticut. 1 point and 2 point products are also available. Please contact a mortgage loan originator for current rates.